About Our No-Interest Loan Scheme


The No Interest Loans Scheme (NILS) is run in partnership with Good Shepherd Youth and Family Services to provide funds for loans to low income individuals and families living in the Shire of Yarra Ranges.

WHO is eligible for our No interest loans?

If you live in the Yarra Ranges, you might be eligible for the No Interest Loans Scheme if:

  • you have a Health Care Card/Pension Card or earn less than $45,000 a year after tax ($60,000 for couples or people with dependants)
  • you have lived at your current or previous address for at least 3 months
  • you can show that you have a capacity to repay the loan

To enquire about a No Interest Loan, call us on 9738 8801.

To apply, download and complete the forms below and return them to us at Inspiro, 17 Clarke Street Lilydale 3140.

Fortnightly budget expenditure form 

No interest loan application form

No interest loan info sheet


About Inspiro

Inspiro is a local, non-profit community health service that provides dental, dietetics / nutrition, podiatry, physiotherapy, speech therapy, occupational therapy, diabetes education, counselling, exercise physiology, social and family support services from our Lilydale and Belgrave clinics and various community venues. 

We have dentists to look at your teeth, health professionals to help get you moving and active, health services for children and older people, support if you are living with ongoing illness, podiatrists to look at your feet, someone to talk to about your mental health, and many other services to help you reach your own health goals.